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Fraud Management Solutions, a proactive approach to risk management |
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Reduce losses and increase sales |
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Purchases of goods and services by mail, telephone, and Internet are increasing. It's fast and easy, but is
it safe? That's typically the question both merchants and consumers ask. Merchants want tools and resources that confirm
transactions are legitimate. Consumers want assurance that their account information is being guarded.
As the nation's leading processor of ecommerce and direct marketing payment transactions, Chase Paymentech understands the nuances
of potential transaction fraud. We have made it our business to become fraud management experts and we put our knowledge to
work for our merchants, delivering powerful products and offering third-party fraud solutions.
Fraud Management Solutions:
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Address Verification Service (AVS) - Helps
reduce the risk of accepting fraudulent transactions by verifying the cardholder's billing address on file with the
card issuer. |
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Card Security Verification - Compares the card
security value, non-embossed 3- or 4-digit numeric code on the credit card, with the issuer's value on file. Credit
card verification programs are offered by the major card associations and are known as CVV2 (Visa), CVC2 (MasterCard),
CID (American Express) and CID (Discover Card). |
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Credit Card Authentication - Verifies a
cardholder's account ownership during an online purchase. With Verified by Visa (VbV) and MasterCard SecureCode,
consumers are assured that using a bankcard online is as safe as using it at a local merchant. |
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Transaction Scoring - Analyzes relationships
between various data fields to identify suspicious orders and to distinguish in real-time the probability of fraudulent
transactions. |
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Identity Authentication - Operates like a virtual
"card present" environment by performing real-time authentication of a purchaser's identity using proprietary databases. |
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Age Verification - Uses an international database
of government-issued identifications to instantaneously verify age and identity online. |
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Card Brand Data Security - Compliance
with the Visa and MasterCard data security programs (CISP and SDP) protects your cardholder data and reduces fraud. |
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